Indian Perspectives on Green Banking: A conceptual study based on the green initiatives by State Bank of India

Urmila, M S (2017) Indian Perspectives on Green Banking: A conceptual study based on the green initiatives by State Bank of India. In: Green Banking: Perceptions and Challenges, 01/02/2017, University College, Hampankatta, Mangaluru.

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The name green banking suggests not the color of any bank or any of the banking operational devices, but the concept of reducing the usage of paper and wastage of resources in the normal day to day operations of the bank. Though this concept is widely popular in today's world, the implementation of it began a long time ago, perhaps not with the purpose of reducing wastage but with the purpose of increasing efficiency. Over the years, though the principal reason of bringing in technological advancements into any sector, particularly banking, has been to increase its efficiency, productivity and competency, it became more attractive to call them the measures to improve green banking by which the banks could establish their contribution to the well-being of the society. If we look into it deeply, every little technological advancement that was employed in banking led to the development of green banking. Therefore, green banking did not come into picture only after computerization of banks, but its evolution started right from the day the banks started to adopt alternative methods of doing their operations on a daily basis. Any concept can be contemplated in different perspectives. Likewise, the concept of green banking can be analyzed in three different perspectives. Advantages and disadvantages to the customer, the employee and the management of the bank. Though all the three dimensions are important, the most important are the main supplier and the end consumer. Their opinions, expectations and experiences can vary any aspect that forms the operations of banking. The management of the banks are the brains of the banks. Their thoughts, views and instructions are what flows through the employees into the work force of the consumer. If the consumer is not satisfied, then the same flow gets reversed and affects the management. In future, every step the management takes to implement new technology into the operations of the bank, it will primarily look at two matters; whether it will improve the operations level, whether it reduces cost or increases profit and whether the clients could be satisfied. The current report will throw light upon the evolution of green banking with its issues and challenges in India.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: Green banking, RBI
Subjects: Departments at MU > Commerce
Depositing User: MIM User
Date Deposited: 24 Jun 2017 08:35
Last Modified: 27 Jun 2017 04:02

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