Health insurance schemes: A cross-sectional study on levels of awareness by patients attending a tertiary care hospital of coastal south India

*, Unnikrishnan B and *, Priya Rathi and Pandey, Abinav and *, JillelaSairama GayathriSaran and *, Praveen Kumar C and Ullagaddi, Basavaraj and *, Ashfiya Afrath Mariyam (2021) Health insurance schemes: A cross-sectional study on levels of awareness by patients attending a tertiary care hospital of coastal south India. International Journal of Healthcare Management, 14 (2). pp. 412-418. ISSN 20479700

[img] PDF
DisplayPdf.pdf - Published Version
Restricted to Registered users only

Download (1MB) | Request a copy

Abstract

Background: Health insurance (HI) is one of the ways by which Out-Of-Pocket Expenditure can be reduced. However, only 15% of the Indian population purchased some kind of HI. Thus, we aimed to study the awareness, enrollment, and reasons for non-enrollment of HI among patients attending public and private hospitals. Materials and methods: A hospital-based cross-sectional study was conducted among 403 patients from both public and private hospitals attached to a medical college in Mangalore. Patients were interviewed using a pre-tested, semi-structured questionnaire after obtaining a written informed consent. The data were entered and analyzed using SPSS 25. Results: The study shows that 74.4% of the patients were aware of HI. The main sources of information were friends and Newspaper.71% had purchased a HI. The foremost reason to purchase a HI was to cover medical expenditure (84.6%), chiefly the surgical expenses. The most cited reason for non-enrollment in HI schemes was lack of awareness. Conclusion: The awareness regarding HI was found to be high. However, not all who were aware had a HI.

Item Type: Article
Uncontrolled Keywords: Gross domestic product spent on health; out-ofpocket expenditure on health; tax benefit of health insurance
Subjects: Medicine > KMC Mangalore > Community Medicine
Depositing User: KMCMLR User
Date Deposited: 12 Oct 2021 10:51
Last Modified: 12 Oct 2021 10:51
URI: http://eprints.manipal.edu/id/eprint/157114

Actions (login required)

View Item View Item